In an effort to provide affordable housing opportunities in Hanford and to preserve the existing neighborhoods in our community, the City of Hanford offers several housing programs. Programs are targeted to Hanford's very low- to moderate-income families and are subject to the availability of program funds.
For additional program information, brochures, or applications, contact the City's Housing Staff.
First-Time Homebuyers Program
The HOME Sweet Home First-time Homebuyers Program offers qualified first-time homebuyers the opportunity to borrow up to $75,000 for downpayment and/or closing costs to purchase a newly constructed or existing home within the Hanford city limits. This program offers a 30-year loan with deferred payments (meaning no payment due) for the entirety of the loan term. The loan carries a 2% fixed interest rate and is secured by a second Deed of Trust. Staff currently maintains an interest list for this program.
Emergency Repair Program
The City of Hanford Emergency Repair Program is designed to assist low- to moderate-income persons make emergency/minor repairs, disability-accessibility modifications to their home. Emergency repairs are those repairs that are necessary to safeguard against imminent danger to human life, health and safety, or to protect property from further structural damage. Grants up to $10,000 are available to qualifying homeowners. Staff currently maintains an interest list for this program.